Terms of Use

A. About this website

Winega operates at winega.info. The site provides information about a webinar series focused on the distinction between needs and wants in everyday spending. The content on this site is informational and educational in nature. Nothing on this site constitutes financial advice, investment advice, legal advice, or any other form of regulated advice or professional service.

The webinar series described on this site is an educational programme. Participation in any session does not create a professional advisory relationship between Winega and the participant.

B. Acceptable use

You may use this website for lawful purposes only. Specifically, you agree not to:

• Use the site in any way that violates applicable Polish law, EU law, or any other applicable legal requirement
• Attempt to gain unauthorized access to any part of the site or its infrastructure
• Transmit any unsolicited commercial communications via the contact form
• Use automated tools to scrape, copy, or index content from this site without permission
• Engage in any conduct that could damage, disable, or impair the site or interfere with other users' access

C. Intellectual property

All content on this site, including text, design, graphics, and the Winega name and logo, is the property of Winega or its content suppliers and is protected by applicable intellectual property law. You may view and print content from this site for personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works from site content without written permission.

The Winega name and logo may not be used in any way that implies endorsement, affiliation, or sponsorship without explicit written consent.

D. Limitation of liability

The information on this site is provided for general informational purposes. While we take care to keep content accurate and up to date, we make no representations about the completeness or accuracy of any information on the site.

To the extent permitted by applicable law, Winega is not liable for any direct, indirect, incidental, or consequential loss arising from your use of or reliance on information contained on this site. This limitation does not apply to liability that cannot be excluded under Polish consumer protection law or other applicable mandatory law.

Polish law, including the Act of 23 April 1964 Civil Code (Kodeks cywilny) and the Act of 30 May 2014 on Consumer Rights (ustawa o prawach konsumenta), may provide rights to consumers that cannot be excluded or limited by contract. Nothing in these terms affects those rights.

E. External links

This site may contain links to external websites. Those sites are operated by third parties and are not under Winega's control. We are not responsible for the content of external sites and do not endorse any external site by linking to it. You access external sites at your own risk.

F. Privacy and cookies

Use of this site is also governed by our Privacy Policy and Cookie Policy. These form part of the terms under which you use this site.

G. Changes to these terms

We may update these Terms of Use from time to time. The "last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the revised terms. We encourage you to review this page periodically.

H. Governing law

These terms are governed by the law of the Republic of Poland. Any disputes arising from the use of this site are subject to the jurisdiction of the Polish courts, except where mandatory consumer protection law in your country of residence provides otherwise.

If you are a consumer residing in the EU, you may also have access to the European Commission's Online Dispute Resolution platform at ec.europa.eu/consumers/odr.

I. Contact

Questions about these terms can be directed to:
Email: [email protected]
Post: Winega, Al. Marsz. Józefa Piłsudskiego 52/lok.nr 4, Łódź, Poland